Bikes stolen yearly in Amsterdam
Average insurance payout
Average claim processing time
Bike Insurance Basics in Amsterdam
With over 80,000 bikes stolen in Amsterdam annually, insurance isn't just an option—it's a necessity. Whether you ride a city bike, e-bike, or racing bike, proper insurance coverage can protect your investment and give you peace of mind.
Expert Tip
Many home insurance policies in the Netherlands include basic bike coverage. However, for e-bikes or bikes worth over €750, we recommend dedicated bicycle insurance for comprehensive protection.
Types of Coverage
Basic Coverage
- Theft protection (with proper locks)
- Vandalism damage
- Fire damage
Premium Coverage
- All basic coverage benefits
- Accident damage
- International coverage
- Roadside assistance
Top Insurance Providers
| Provider | Basic Premium | E-bike Coverage | Rating |
|---|---|---|---|
ANWB Fietsverzekering Comprehensive coverage, 24/7 assistance | €5.95/month | Up to €5,000 | ★4.8 |
Enra Fietsverzekering E-bike specialists, Europe-wide coverage | €6.5/month | Up to €8,000 | ★4.7 |
Kingpolis Quick claims, theft protection | €4.95/month | Up to €3,500 | ★4.5 |
Unigarant Flexible plans, racing bike coverage | €5.75/month | Up to €4,000 | ★4.6 |
Insurance Premium Calculator
Filing a Claim
1. Report Theft
File a police report within 24 hours of discovering the theft
2. Document Evidence
Gather photos, purchase receipts, and lock evidence
3. Contact Insurer
Submit claim form with all documentation
Frequently Asked Questions
What type of lock do I need for insurance coverage?
Does home insurance cover my bike?
How quickly are claims processed?
Is international coverage included?
What affects my premium cost?
Protect Your Bike Today
Don't wait until it's too late. Get comprehensive bike insurance coverage and ride with peace of mind.
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